Your Target Date Fund May Be Missing The Mark
Target Date Funds are popular investment vehicles because they are an easy “autopilot” option. The problem is, what happens when your retirement account continues to underperform year after year?
The table below shows the glaring underperformance of two popular target date funds at Vanguard and Fidelity.
| Target Date Year (Cumulative 5 Yr Returns) | Vanguard | Fidelity Freedom |
| 2025 | -11.1% | -19.9% |
| 2035 | -8.2% | -19.4% |
| 2045 | -1.0% | -17.9% |
| 2055 | -4.9% | -15.0% |
Get a Free Assessment of your Retirement Investments
We invest our retirement funds alongside you. We’re here to help. Learn more by submitting a request below. Read about our investment philosophy.